Advertisements

Find out all about the New FGTS Withdrawal Who Can Withdraw and How to Make the Request, follow our complete guide below.

The Federal Government recently announced new rules for the Severance Pay Guarantee Fund (FGTS), benefiting millions of workers who signed up for the anniversary withdrawal and were dismissed without just cause.

So, from March 6, 2025, these workers will be able to access the retained amounts that were previously blocked.

However, this change represents financial relief for many families and corrects a restriction that prevented the total withdrawal of the balance in the event of dismissal.

Anyway, in this article, we will explain What has changed, who can withdraw and how to apply for the benefit.

What has changed in the FGTS withdrawal?

The anniversary withdrawal, created in 2019, allows workers to withdraw part of their FGTS balance annually in the month of their birthday.

However, by joining this modality, the worker lost the right to withdraw the total FGTS balance in the event of unfair dismissal, having access only to the termination fine of 40%.

With Provisional Measure (MP) 1,290/2025, the government eliminated this restriction.

Now, workers who joined the anniversary withdrawal and were dismissed without just cause between January 2020 and February 2025 can withdraw the remaining balance of the FGTS.

After all, this change seeks to guarantee fairer access to workers’ resources.

Ultimately, this measure should benefit around 12.1 million workers, totaling a release of R$ 12 billion.

Who is entitled to withdraw FGTS funds?

To be able to withdraw blocked FGTS amounts, the worker must meet the following criteria:

  • ✔️ Having opted for the anniversary withdrawal before being fired
  • ✔️ Having been dismissed without just cause between January 2020 and February 2025
  • ✔️ Not having redeemed the full balance of the account linked to the FGTS.

So, if these requirements are met, the worker will be able to follow the procedures to request the withdrawal according to the calendar published by Federal Savings Bank.

New FGTS Withdrawal Payment Schedule

The amounts will be released in two stages, organized as follows:

  • 📅 From March 6th to 10th, 2025 – Release of amounts up to R$ 3.000 per worker.
  • 📅 From June 17 to 20, 2025 – Release of amounts exceeding R$ 3.000.

Therefore, Caixa Econômica Federal adopted this schedule to ensure an organized flow of payments and avoid overloads in the banking system.

How to Check the Balance and Request a Withdrawal?

Finally, if you fall under the new rules and want to know how to withdraw your FGTS balance, you can follow the steps below:

📲 Via the FGTS App (Android and iOS)

  1. Download the FGTS Application in the Google Play Store or App Store.
  2. Log in with your CPF and registered password.
  3. Access the option “Withdrawal Available” and check the balance.
  4. Request withdrawal and choose the bank account for deposit.

🔗 Download FGTS Android App | Download FGTS iOS App

🌐 From the Caixa Econômica Federal website

  1. Access the portal Federal Savings Bank.
  2. Log in with your CPF and password.
  3. Go to FGTS – Anniversary Withdrawal and check your balance.
  4. If you are entitled to withdrawal, request the withdrawal to your bank account.

🔗 Access the Caixa website

🏦 In person at Caixa branches

  1. Go to a branch of Federal Savings Bank.
  2. Take your identity document It is Citizen Card.
  3. Request the release of the balance directly with an attendant.

Frequently Asked Questions about the New FGTS Withdrawal

❓ Do I still need to maintain the anniversary withdrawal after this release?
✔️ No. If you want to return to the traditional FGTS withdrawal model, you can request the change in the Caixa app or website.

❓ Can I withdraw my FGTS if I resign?
✔️ No. Only workers dismissed without just cause between January 2020 and February 2025 they will be able to withdraw the balance.

❓ What happens if I don't request a withdrawal within the deadline?
✔️ Unwithdrawn amounts will remain in the FGTS account and can only be used for normal conditions, such as purchasing a home or retirement.

Conclusion

Finally, the new release of the FGTS corrects a previous error and allows workers who were dismissed without just cause to have access to the total balance in the fund account.

Thus, this measure brings financial relief to millions of Brazilians and guarantees an essential right for those who have experienced difficulties over the last few years.

However, if you meet the conditions of the new measure, be sure to check your balance and request a withdrawal within the established deadline.

Therefore, the Severance Pay Guarantee Fund It is a workers' right and can be an essential support for reorganizing your finances.

So, for more information and details about FGTS withdrawals, visit the official website Federal Savings Bank:

🔗 FGTS Official Website