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Find out how to get a reduction or exemption from the 2025 IPVA. Learn all the possible ways in our guide below.

Certainly, pay the IPVA (Motor Vehicle Property Tax) It is an annual obligation that weighs heavily on the pockets of vehicle owners in Brazil.

The tax, which is levied on the vehicle's market value, can represent a significant outlay, especially at the beginning of the year, when many other expenses accumulate.

So, for those who want to save money or even get rid of this charge, the good news is that there are legal ways to discounts and exemptions on IPVA.

However, in 2025, new rules and incentives were implemented in several states, expanding the possibilities for financial relief.

So, in this article, we'll explore in detail how IPVA exemptions and discounts work, who's eligible for them, and how to take advantage of these benefits.

What is IPVA and Why is it So Relevant?

O IPVA is a state tax levied annually on all owners of land motor vehicles, such as cars, motorcycles, trucks and buses.

The tax amount is calculated based on the market value of the vehicle, which is determined by the Fipe Table, and the rate applied by the state where the vehicle is registered.

Why is IPVA so impactful?

The IPVA value can vary greatly, depending on the state and type of vehicle.

In states like São Paulo and Minas Gerais, the tax rate for gasoline-powered cars can reach 4% of the vehicle's value, while in states like Santa Catarina, the tax rate is only 2%.

This means that the owner of a car valued at R$ 50,000, for example, may pay between R$ 1,000 and R$ 2,000 in IPVA, depending on the location.

Additionally, IPVA payments typically occur at the beginning of the year, a time when many families are already dealing with other expenses, such as school tuition, residential taxes, and credit card bills accumulated from the end of the year.

Therefore, the search for discounts and exemptions on IPVA has become increasingly relevant.

Who is entitled to IPVA exemption?

IPVA exemption is guaranteed for certain categories of vehicles and owners, according to criteria defined by each state. The most common cases include:

1. People with Disabilities (PWD)

People with physical, visual, or mental disabilities or autism spectrum disorder are entitled to exemption from IPVA throughout the national territory.

This benefit can also be extended to vehicles driven by family members or caregivers, provided the need is proven.

How does the exemption for people with disabilities work?

  • It is necessary to present a detailed medical report, issued by accredited professionals, attesting to the condition that justifies the exemption.
  • In some states, the vehicle must be adapted to meet the needs of the person with a disability.

Why is this benefit important?

The IPVA exemption for people with disabilities is not just a financial issue, but also one of accessibility and inclusion.

It ensures that people with disabilities can have more autonomy and mobility.

2. Vintage Vehicles

Another common case of exemption is for vehicles manufactured over 20 years ago.

This benefit is available in many states, although rules may vary:

  • Sao Paulo and Minas Gerais: Exemption for vehicles over 20 years old.
  • Rio de Janeiro: Vehicles over 15 years old are already exempt.
  • Paraná: Requires the vehicle to be over 30 years old.

How to Apply?

The request must be made to the state's Detran, and the owner must prove the vehicle's manufacturing date using the Vehicle Registration and Licensing Certificate (CRLV).

3. Taxi drivers and motorcycle taxi drivers

Professionals who use their vehicles as a source of income, such as taxi drivers and motorcycle taxi drivers, are also entitled to an IPVA exemption.

The benefit recognizes the role of these workers in urban mobility and seeks to reduce their operating costs.

Required Documentation:

  • Taxi or motorcycle taxi driver license.
  • Proof of exclusive use of the vehicle for professional activity.

4. Electric and Hybrid Vehicles

Encouraging the use of sustainable vehicles has led many states to offer total exemption or significant discounts in the IPVA for vehicles powered by electricity or with hybrid technology.

  • States with benefits: Sao Paulo, Rio de Janeiro, Ceara, among others.
  • How to apply: Exemption is usually automatic, but the owner should check the specific state rules.

5. Exemption for Specific Entities

In addition to the categories above, there are specific cases in which vehicles owned by entities, such as churches, NGOs and public bodies, are also exempt from IPVA.

IPVA Discounts: Alternatives to Save Money

If you don't meet the exemption criteria, there are still ways to save on your IPVA payment through discounts offered by the states.

1. Advance Payment

Most states offer discounts for those who pay their IPVA in full before the due date. The percentage varies:

  • Sao Paulo: 3%.
  • Rio Grande do Sul: Up to 10%.
  • Paraná: 5%.

Advantages:

  • Immediate savings.
  • Reduction of financial liabilities at the beginning of the year.

2. Nota Fiscal Paulista Program and Similar Programs

In states like São Paulo, it is possible to deduct part of the IPVA value using credits accumulated in the program São Paulo Tax Invoice.

This is an excellent option for those who usually register their CPF on purchase and service invoices.

How to Use Credits:

  1. Visit the program's official website.
  2. Check available credits.
  3. Select the IPVA deduction option.

3. Discount for Good Traffic Behavior

Some states, such as Paraná, offer discounts on IPVA (vehicle tax) for drivers who have not registered any traffic tickets in the previous year.

How to Request Exemption or Discounts?

Requests for exemptions or discounts on IPVA can be made in person or online, depending on the state. See the step-by-step guide:

  1. Gather the Necessary Documents:
    • ID and CPF.
    • Vehicle documents (CRLV).
    • Additional evidence, such as medical reports or professional licenses.
  2. Check the Deadlines: Please file before tax is due to avoid complications.
  3. Follow the Process: Many states allow you to track the status of your application online.

Conclusion

Ultimately, paying IPVA is an annual obligation that significantly impacts Brazilians' budgets.

However, as we have seen, there are several ways to to save money or even zero this tax.

Whether through exemptions for people with disabilities, taxi drivers, and older vehicles, or discounts offered for advance payments, opportunities are available to all who are informed and act early.

Taking advantage of the available benefits is not only a way to ease the financial burden, but also to better plan your finances for the rest of the year.

So, pay attention to your state's rules, organize the necessary documentation, and don't miss the chance to save on your IPVA in 2025.

After all, every penny saved makes a difference! For more information, visit the Treasury Department website. Link